Bankruptcy is an orderly, court-supervised procedure in which the debts an individual or business has incurred are either renegotiated, partially paid or discharged. Many individual debtors qualify for bankruptcy protection without giving up any assets. Some debts, like student loans, are generally  not dischargeable. The information below outlines the process, but you will want to discuss your particular situation with a bankruptcy attorney in order to determine whether bankruptcy is the appropriate relief for your situation.

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